It’s easy to be overwhelmed by all the different types of insurance available which is why we’re trying to make it simple and easy to understand.
Why do I need catering liability insurance?
It provides protection should an employee or a member of the public bring a claim against you for injury or property damage as a result of your business activities. It is a legal requirement to have Employers’ Liability Insurance if you are hiring people to help you.
What does the insurance cover?
Our catering liability policy is our package of covers for a business that does not need to protect a trailer or vehicle.
Product liability insurance provides your business with cover that protects you in the event that a customer becomes ill or is injured by one of your products.
Public liability insurance provides your business with cover that protects you in the event that customers or their property is damaged as a result of your business.
Employers’ liability insurance is compulsory and provides your business with cover in the event that one of your employees is injured during his or her shift.
What is a typical trade that would need catering liability insurance?
Just a few examples of this might include baked potato ovens, buffet caterers, coffee rounds, farmers’ markets, hog roasts & barbecues or market stall caterers. This can cover working at events such as weddings, garden parties, and events in people’s homes.
If you are at all unsure about what insurance cover your business might need please give us a call and we can discuss all your options.
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